A reply to a dear friend

Life outside is not that all rosy but it is an option to get away from a 9 to 5 job or rather 9 to 12 job. Starting any new venture is a lot of hard work but if you are doing something that you are passionate about and enjoyable it is not call work but it could be your mission in life. My work now involves meeting people, the more people I meet the better the chances of connecting with them and advising them on Financial Planning and the benefits of investing in Unit Trust and getting better life protection.. When it benefits them, then I will get what I deserved. So it is important in my line to look at the benefits these products will bring to people's life. Of course the next would be a high level of service quality. I also do financial coaching for free because my client will only see value in what I do for them if I educate them. I coach them to do a self evaluation of the net worth, a cashflow budget and tracking their expenses, planning their retirement, children education and protection plan.

I would like all my friends to benefit from what I do, just like you would want to see me being successful. As I said earlier, this is a business of meeting people, so if you have some friends who you may know are looking someone to advice them on their retirement, children education and protection plan do refer them to me so that I can be of service to them. As you know I do not hard sell, so you do not need to worry about these referrals getting annoyed because you have given their names and contact to me. It will be a pleasant experience to them and a chance to gain some financial knowledge. I would love to meet up with you one day just to talk about financial coaching.

Meanwhile, some words of encouragement to you. Things may not be as bad as it seems. The grass always looks greener on the other side but they may be artificially colored green. When the going gets tough, the tough gets going. If you are thinking of doing something on your own, my advice is for you to take a self assessment of your strengths and weaknesses and also you financial net worth and your future retirement plan and children education plan, not forgetting your protection plan. Only with this knowledge and knowing what business to go into, you make that decision to quit your job.